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Insurance finder

Affordable coverage, tailored to you.

A free tool from Seth Premier Medical. Tell us a little about you and we will show you Florida health plans matched to your budget, your doctors, and your medications, with an estimate of any subsidy you may qualify for.

Seth Premier Medical is not a licensed insurance agency and does not sell insurance. This is a free educational tool.

How it works

Three steps to a tailored recommendation.

No spam, no pressure. Just a clear picture of what is available to you, ranked by what you would actually pay across the year.

1

Tell us about you

ZIP code, age, household, income, and a few quick questions about your health and how you use coverage.

2

See your matches

We rank Florida plans by your true expected annual cost, not just the sticker premium, and estimate your premium subsidy.

3

Connect to a broker

Like what you see? A licensed Florida health insurance agent will call you to confirm details and help you enroll.

The tool

Find your plan.

Step 1 of 4

A few basics about you.

Florida ZIP. We currently support the Hillsborough County area.

You plus spouse plus tax dependents.

Used only to estimate your subsidy. We do not store this.

How concierge fits in

Insurance covers the unexpected. Concierge covers the everyday.

Our $299/month concierge membership is not a substitute for insurance; it works alongside it. Insurance protects you from a hospitalization or surgery. The concierge membership gives you direct access to Dr. Rishi Seth, same-day or next-day appointments, longer visits, and reduced rates at our partner facilities.

Your medical care is still billed to insurance. The membership is for access, not medical services.

For a healthy patient who only sees a doctor once or twice a year, a high-deductible Bronze plan plus our concierge membership often costs less than a Gold plan and gets you better access. A broker can help you do the math for your situation.

Most popular

Individual membership

All-access concierge care for one adult.

$299/ mo
  • 24/7 direct physician access (phone, text, video)
  • Same or next-day appointments
  • Executive-style annual preventive visit
  • Care coordination: labs, imaging, referrals
  • Messaging and telehealth support
  • Longevity and prevention built in

We are in-network and bill your insurance for visits; the membership is a separate concierge fee.

Plain-English answers

Insurance basics, without the jargon.

Connect with an expert

Speak with a licensed Florida broker.

A licensed broker can confirm your subsidy, verify your doctors and medications are in-network, and help you enroll, at no cost to you. Brokers are paid by insurance carriers, not by you.

Important disclosures

Not insurance advice. The information shown by this tool is educational and for informational purposes only. Plan recommendations, premium estimates, and subsidy estimates are approximations based on sample plan data and standard ACA formulas. Actual plan availability, premiums, networks, formularies, and subsidies vary and can only be confirmed through HealthCare.gov or a licensed insurance agent. Seth Premier Medical and Dr. Rishi Seth do not sell insurance.
Concierge membership is not insurance. The $299/month membership at Seth Premier Medical provides enhanced access and amenities. It is not health insurance, does not cover hospitalization or specialist care, and does not satisfy any applicable individual coverage requirement. You still need separate health insurance.
Privacy. Information you enter into this tool is processed in your browser and is not stored on our servers. If you submit the broker contact form, your contact information is shared only with a licensed Florida insurance agent for the purpose of connecting you for this inquiry.

Insurance is sold through licensed agents.